We help evaluate and structure disability income protection to ensure your income is protected if illness or injury limits your ability to work.

This includes reviewing existing coverage, identifying gaps related to ownership or production-based income, and aligning protection with your current professional and financial responsibilities

For professionals who own or have equity in a business or practice, we help assess risk that extend beyond personal income - including overhead obligations, continuity concerns, and key-person exposure.

Life insurance is used to support income replacement, family protection, business continuity, and long-term planning goals.

Recommendations are made based on individual needs, obligations, and time horizon - not one-size-fits-all solutions.

As relationships evolve, we help clients think through long-term protection, legacy considerations, and coordinated planning